Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. Valid only of government loans. Actual amount of buyer credit is based on specific Lot, loan program, loan amount, & minimum credit score of 640. 1st year payment amortized at 2.99%, 2nd Year payment amortized at 3.99%, 3rd Year payment amortized at 4.99%, then year 4 through 30 payments amortized at Note Rate of 5.99% Actual APR is 6.786%. Due to maximum seller concession rules applicable to purchase loan transactions, this credit could be less in some cases where other concessions have been made to the consumer© When choosing a buydown program, a portion of each monthly payment for the first 12, 24 or 36 months will be prepaid by either the seller or lender (depending on consumer’s selection) and held by the lender to supplement the consumer’s required monthly payment. The consumer’s required monthly payment is calculated using an interest 1%, 2% or 3% below the note rate for the buydown period(s), then the note rate for the remainder of the term. Borrower must qualify based on the note rate. NMLS ID #6606. Georgia Residential Mortgage Licensee, License #22564. 06/2024. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010.

The calculated results are intended for illustrative purposes only and accuracy is not guaranteed. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. *"Pre-approval" means an automated underwriting system approval (conditional approval) based upon credit information supplied by applicant and subject to the Lender's review of loan documents. Not all applicants will be approved.